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A MESSAGE FROM THE CRAIG TANN GROUP...

Wallstreet Journal named The Craig Tann and his team "Top 250 Realtors Nationwide in 2009, 2010, 2011, 2012, 2013, 2014, and 2015.

We have consistently sold more homes each year than the average Realtor ranking in the top 1% of Realtors nationwide.

 

With over 1000 homes successfully closed in his career, Craig's experience is 2nd to none.

If you have any additional questions, don’t hesitate to contact us today!

The Buying Process

The Process of Buying a House – Explained

 

Buying a home can be a daunting task, particularly if you are a first time buyer. To simplify the process, we have assembled a step-by-step procedure to walk you through the prerequisites of home ownership. Purchasing a home requires time and effort on your part, but as we will show you a little planning can make the experience go a lot smoother. Our tips will make looking for luxury homes in Las Vegas a simple and stress-free process.

Bear in mind that the purchase of a home carries with it many new responsibilities and expenditures such as repairs and maintenance. It is important to determine your financial circumstances beforehand and decide if home ownership is the right thing for you.

Decide How Much You Would Like To Spend

Determining an affordable mortgage payment based on your current financial situation will help you locate and finance the home of your dreams. An experienced home loan expert can help you understand all of your home loan options.

Some home loans are available that require little or no down payment. Remember to calculate any inspection and appraisal fees, closing costs, title fees and any associated costs, such as moving expenses, furniture, appliances or improvements.

Find a Capable Lender

Make sure to shop around for a lender that will work best for you and your situation. Call several lenders and have them answer all your questions to your satisfaction. You’ll want to make sure that you’re comfortable with the lender you select.

Your lender will be able to get you pre-qualified and may even get you approved for a loan before you start to shop for a house. This will give you a huge advantage as a buyer since your financing has already been approved. Your offer to the seller will seem more attractive and you’ll have a much better chance of getting the house you want.

Find an Experienced Las Vegas Real Estate Agent

A savvy real estate agent is an important ally when you’re looking to buy a home. Real estate agents have extensive knowledge of the specific neighborhoods and houses in your price range. A realtor is a skilled negotiator and can provide you with an abundance of valuable information to help you make the right choices.

Shop for the Right Home

You have probably got a pretty good idea of what your dream Las Vegas luxury home will look like. You already know the number of bedrooms and bathrooms you’ll need, the type of kitchen you want, all the cabinet and closet space you desire and how big of a yard you’ll need for your kids and pets to play in.

You’ll also want to check to see if the other homes in the neighborhood are being well maintained, what the traffic and parking conditions are like, and whether the home is within close proximity to schools, shopping, restaurants, parks, etc.

At this point, you’ll want to start visiting homes in your price range with your real estate agent. Make sure to take note of what you liked about the homes that you’ve seen. Pictures or videos can be a helpful tool to help you remember the features of each home better.

You’ll want to check the plumbing, the electrical, and the general condition of the house, including the proper operation of doors and windows, pool equipment, sprinklers, landscaping, garage door opener, etc. Remember to be patient and take the time you need to select the home you want.

Make an offer

Work with your real estate agent to negotiate a fair offer in writing on the property you liked the best. Your agent should have a list of similar homes and what they’re selling for in the neighborhood. Once the seller accepts your offer, it is customary to make an earnest money deposit on the house as a sign of good faith to the seller which begins the escrow process.

Selecting the Right Mortgage for YouLuxury Homes Las Vegas

There are several different mortgages that are available from your lender and it is important to know which one will be the best for you. A qualified mortgage banker can assist you in selecting the right mortgage and answer any questions you might have. By helping you understand all of your loan options, you can make an educated choice.

Home Inspection

Once your offer is accepted by the seller, your real estate agent will arrange to have the property inspected by a professional in order to determine the condition of the house and decide if any repairs need to be completed by the seller.

Home Appraisal

Your lender will arrange for an independent third party assessment of the home to establish the fair market value of the property.

Loan Approval and Funding

Once all of the loan documents are approved by the lender, the loan will be financed and the funds will be transferred to the title company’s escrow officer.

Closing The Sale

The title company will take care of all the paperwork involved with a property ownership transfer and recording the deed with the county assessor. Upon closing, you are required to sign all of the paperwork to complete the purchase.

Move in to your new home

Once the sale has closed and the seller receives their money, you will be given the keys and are free to move into your new house.

As you can see, having an experienced lender and a knowledgeable real estate agent working for you is of paramount importance when purchasing a new home. They are here to assist you with all the preparation to make the home buying process an enjoyable and exciting experience.

At Estates of Las Vegas, we truly care for the needs of our clients. Let us show you how easy buying a home can be.

 

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